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The Privacy Law Patchwork Just Got a Federal Contender

A House bill wants one national privacy law. Meanwhile, two more states just built their own.
August 26, 2026 • GhostPort Technologies

2026 has been a busy year for privacy law, and almost none of it has made front-page news. No single dramatic breach drove it — just the slow, compounding effect of state legislatures, one federal bill, and a regulator that's been sending letters. Here's where things actually stand, as of this writing.

A real attempt at one federal law

On April 22, 2026, House Republicans introduced the SECURE Data Act (formally, the Securing and Establishing Consumer Uniform Rights and Enforcement over Data Act) through the House Energy & Commerce Committee. It's being described as the most serious attempt at comprehensive federal privacy legislation in years — the goal is to replace the current 20-plus-state patchwork with a single national standard.

The bill's substance, as introduced:

It isn't the only bill in play. Rep. Zoe Lofgren's Online Privacy Act of 2026 and the Senate's Consumer Data Privacy and Security Act of 2026 are both alive in committee, each with a different balance of federal preemption versus state authority — historically the sticking point that's killed every previous attempt at a federal privacy law. None of these bills has passed as of this writing. We're tracking bill text, not law.

States keep moving without waiting

While Congress debates preemption, states have kept legislating. Oklahoma became the 20th state to enact a comprehensive consumer data privacy law when Governor Kevin Stitt signed SB 546. Alabama followed shortly after as the 21st. Indiana, Kentucky, and Rhode Island's own comprehensive laws took effect January 1, 2026.

21
States with comprehensive privacy laws
3
More states enact by 2028 (LA, OK 2027; VT 2028)

A few narrower but meaningful bills also passed:

Louisiana and Oklahoma have additional privacy provisions taking effect January 1, 2027; Alabama's law phases in further requirements by May 1, 2027; Vermont's law takes effect January 1, 2028.

The FTC took a run at data brokers directly

On February 9, 2026, the FTC sent formal warning letters to 13 data brokers, reminding them of their obligations under the Protecting Americans' Data from Foreign Adversaries Act (PADFAA), which restricts selling Americans' sensitive data to entities connected to China, Russia, and other designated adversary nations. The letters put a concrete number on the table: penalties up to $53,088 per violation. The FTC described itself as "monitoring the marketplace" for violations going forward.

That enforcement continues a pattern from the last few years targeting the location-data brokerage industry specifically — the FTC's 2024 actions against X-Mode/Outlogic and InMarket Media, and its case against Gravy Analytics and its subsidiary Venntel over the sale of precise location data tied to visits to medical facilities, religious institutions, and other sensitive locations.

Worth knowing: the federal data-broker rule that didn't survive. The CFPB's proposed Regulation V rule on data brokers — a separate federal effort from PADFAA — was withdrawn in May 2025. That rulemaking is dead. What's filling the gap isn't one federal broker rule; it's state-by-state broker registries (Connecticut's new one joins California, Vermont, Oregon, Texas, and a few others), each with its own definitions and thresholds.

What this means if you're not a lawyer

None of this changes what a router can do for you, and we want to be upfront about that. A comprehensive federal privacy law, if the SECURE Data Act or something like it eventually passes, would primarily change what companies are allowed to do with data they collect from you — opt-in requirements, broker registries, enforcement teeth. It's a meaningfully different lever than anything running on your home network.

What it does mean: the legal landscape is shifting toward less tolerance for silent data collection and resale, not more. Data broker registries mean brokers can no longer operate anonymously. Geolocation sale bans (Virginia) and sensitive-data opt-in requirements (the SECURE Data Act, if passed) target exactly the kind of practices that have made data brokers a profitable, largely unaccountable industry for the last decade.

GhostPort's job is the layer underneath all of this: what leaves your house before any of these laws or their exceptions even come into play. Encrypted DNS, tracker blocking at the network level, and keeping your ISP from logging and reselling your browsing history don't require Congress to pass anything. They're things you control today.

Handle the network layer while the law catches up.

ghostporttechnologies.com
Encrypted DNS. Tracker blocking. Every device. Automatic.

Sources

  1. IAPP. "SECURE Data Act: Analysis of the new federal privacy bill." iapp.org
  2. DLA Piper, Privacy Matters. "Comprehensive Federal Privacy Legislation Introduced," April 2026. privacymatters.dlapiper.com
  3. Venable LLP. "SECURE Data Act: Congress Introduces New Federal Privacy Framework," April 2026. venable.com
  4. Congress.gov. H.R.8413 — SECURE Data Act, 119th Congress. congress.gov
  5. Congress.gov. H.R.8014 — Online Privacy Act of 2026. congress.gov
  6. Congress.gov. S.4211 — Consumer Data Privacy and Security Act of 2026. congress.gov
  7. MultiState. "20 State Privacy Laws in Effect in 2026: Key Dates & Changes." multistate.us
  8. Venable LLP. "2026 Mid-Year State Privacy Law Update," July 2026. venable.com
  9. Koley Jessen. "New State Privacy Laws Effective January 1, 2026: Indiana, Kentucky, and Rhode Island." koleyjessen.com
  10. Federal Trade Commission. "FTC Reminds Data Brokers of Their Obligations to Comply with PADFAA," February 9, 2026. ftc.gov
  11. fintechlaw.ai. "Data Broker Regulatory Landscape 2026: State Laws, PADFAA, DROP." fintechlaw.ai
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